Welcome to NFS Bad Credit Loans

NFS is one of the largest national online loan service providers that offers loans for people with bad credit. The simple truth is that many people with poor credit get discouraged when trying to get a loan with bad credit and many times they are simply dealing with the wrong loan provider. With bad credit loan programs ranging from auto financing to unsecured personal loans you are sure to find the financial solution you need at NFS.

Thank You NFS!
I had just about given up on getting a loan with bad credit because all the lenders kept turning me down. Thankfully, a friend told me about your bad credit loan program so I thought I would give it one more try. Your special finance program rocks!

Your Loyal Customer,
M. Bartholomew
Chandler, AZ

When it comes to providing you with services for bad credit loans, our program is ranked one of the highest in the nation! We have streamlined the process of getting a loan to a point that you do not even need to leave your home or office. Through our secure online application you can apply quickly and safely over our secure server in minutes. NFS is nationally recognized as a leader for subprime and bad credit loans for people with poor credit.

Services Designed To Provide Loans For People With Bad Credit

Regardless of your current, or past financial situation, NFS has such a large diversity of programs that we can help most people. We specialize in bad credit loans for people with credit problems! Special finance programs are available even if you have severe credit issues such as; bankruptcy, auto repossessions, foreclosure or late payments. Go to our online application today to see how our bad credit loan program can help you today!

Latest Bad Credit Loan News

What Is A Credit Rating?

Many people, especially individuals who work in the financial markets, are familiar with the term �credit rating�. Ironically, people seeking financing have no clue of what a credit card rating is. In the simplest definition, a credit rating is an ongoing evaluation of an individual�s credit history which usually illustrates his possibility of paying back any credit advanced to him at a particular time. �This information is usually analyzed by the credit reporting agencies once a person acquires credit in different forms e.g. credit cards, loans or mortgages. The information analyzed by the agencies usually includes such things as ones past credit balances, credit repayment history and any past credit problems that one may have run into. In a more realistic situation, when you apply for a loan, the bank you have contacted will first analyze your credit. To do this, it will contact one or more of the three credit reporting agencies, which is an official that keeps credit records of all citizens, for your records. The information the lending firm gets usually plays an important role in determining whether to give you the financial aid you are seeking. Many lending firms offer different repayment rates based on the credit rating of an applicant. For example, you might end up being charged a high interest rate when having a bad credit rating. But, how is it that one ends up with bad credit rating in the first place?


Understand How Bad Credit Loans Work

Many people have bad credit rating all around the country, and you might be one of them. On the other hand, there are lots of financial institutions that offer loans for people who have such credit ratings. Thus, if you are planning to get a bad credit loan, you can be sure of getting a good lending firm without a hassle.
While there are so many lending firms ready to offer you with bad credit financing, it is important to always take caution when scouting for one. Not all firms have favorable terms and conditions and attainable interest rates. Therefore, you should first understand the basics of this type of loan, qualities of a good lending firm and the requirements for applying the loans.

Characteristics of Bad Credit Loans

Many people are increasingly going for bad credit loans because of different positive reasons. For example, lenders require very few documents to approved borrowers for the loans. The loans are usually processed faster compared to traditional loans because the lending firms already have an idea of the borrower’s credit rating.


Whether you are needing an auto loan, a small loan until your next payday, or a larger personal loan we are here to help you achieve your financial goals. Join the thousands of satisfied customers that have discovered how simple we make it to get a loan with bad credit today!